Feel at ease getting help and support to fulfil your Auto Enrolment responsibilities.

If you employ staff, the likelihood is you will be affected by Auto Enrolment.

Auto Enrolment is a legal requirement so there is no getting around it and not being ready in time could lead to fines and penalties.

This is uncharted territory for the majority of smaller employers who do not have any company pension arrangements in place.

With our knowledge and links to financial service providers we are perfectly aligned to offer your business all the Auto Enrolment help and support that it needs.

Find out more about:  Your Auto Enrolment Solution

Our Approach:

1/ We help you to understand, in plain English, what Auto Enrolment is and what you need to do.
2/ We assess your business, your staff and any existing arrangements
3/ We put together a plan with the help of IFAs & Pension Scheme providers
4/ We help with the implementation of the plan and keep you and your staff informed at every stage

It may sound easy and it can be by using a simple, structured approach that is easy to understand.

Be prepared.

Once you have implemented your Auto Enrolment pension scheme both you and your staff will have to make contributions. These will start small and gradually increase over the coming years.

Between now and 30th September 2017 the contribution level is just 2% of earnings between £5,772 and £41,865 (for 2014/15). You pay 1% and your employee pays 1%.

From the 1st October 2017 to 30th September 2018 this increases to a total of 5% of band earnings (employer pays 2%, employee pays 3%)

From 1st October 2018 onwards the minimum contribution level is 8% (employer 3%, employee 5%)

This ongoing cost to you and your staff will help to provide an income retirement in addition to any state pension benefits available at the time.

The Money Advice Service has an on-line calculator for working out contribution levels for any given salary:

www.moneyadviceservice.org.uk/workplace-pension-contribution-calculator

When you’re ready to get started you will need to know your ‘Staging Date’ which you can find out using your payroll scheme (HMRC) PAYE reference number here:

www.thepensionsregulator.gov.uk/staging-date

Request your FREE Auto Enrolment Check-List or give us a call on 023 8000 0208